In-House Banking

August 11, 2025

With SAP In-House Banking, businesses can streamline intercompany settlements, minimize reliance on external banks, and lower transaction costs.

Key Capabilities of In-House Banking

Manage internal payments like a bank, reducing costs, increasing visibility, and improving control.

Internal Settlement Processing

Route group transactions through a central in-house bank to cut external transaction volumes.

Intercompany Netting Automation

Match and offset internal payables and receivables before payment execution.

Liquidity Pooling

Consolidate group cash positions to optimize working capital and reduce idle balances.

Full Audit & Compliance Tracking

Maintain transparent records of every internal transaction for compliance and governance.

Reconciliation Automation

Automatically create accounting entries for internal settlements, improving accuracy and audit readiness.

Integration with SAP Treasury

Link IHB with Payment Engine, Cash Management, and Bank Connectivity for a unified treasury workflow.

What Sets Us Apart

Real expertise, real impact. See why clients trust us with some of the most complex SAP Treasury implementations.

Deep SAP Treasury Specialization

With an exclusive focus on SAP Treasury, we know it inside and out.

Precision-Led Implementations

Designed and executed with accuracy, leaving no room for error.

Built for Complex Environments

Proven in multi-entry, multi-country, high-stakes scenarios.

Zero-Outsourcing Model

100% in-house delivery. No handoffs, no third-party risks.

Our Strategic Approach

We implement every SAP Treasury solution as an integrated, future-ready component of your financial ecosystem, never as a siloed tool.

Clear Data

Successful treasury management needs two things: accurate data and timely execution. Your system is built with seamless data flow across modules, giving you precise data to act on in real time.

Market-Aware Integration

Whether it’s a banking partner, trading platform, or data feed, 3rd party platforms will be carefully integrated with your custom solution to minimize disruptions across markets.

Future-Resilient Setup

We understand that businesses are dynamic, so we build solutions that can adapt to market volatility, regulatory changes, and evolving organizational structure.

Global Reach, Consistent Results

From Fortune 100s to fast-growing innovators, our clients span industries and geographies. They choose Carlson Cash not just for our SAP Treasury expertise, but also for execution, transparency, and long-term impact.